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WebReturned Payment – A payment that isn’t honored by your financial institution. Transaction – A Balance Transfer, Cash Advance, Purchase or Citi Flex Plan, as applicable. we, us and our – Citibank, N.A. you and your – The cardmember who opened the Account. You’llfind definitions of other terms within this Agreement. 1 WebVia Citibank® Online: Log in. Click on Payments and Transfers. Enter the generated One-Time PIN. Select the credit card account you will be paying for, then choose whether you want to pay your current balance, minimum amount due or another amount. Review your payment details and click on "Confirm and Pay". simply certified motorcycle